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The average investor should not spend more time per day on their investments than it takes to drink your morning coffee. Information overload has turned too many people into quasi investment experts that are willing to move large percentages of their investment portfolios based on short term financial market shifts. They become ill prepared to meet their long-term financial goals.

This is the basis for Morning Coffee Financial. I want to provide you with the right amount of investment updates and advice to make the subtle long-term investment adjustments that will keep you on track to meet your financial goals. Hopefully you will find this information useful – whether it’s to rebalance your 401k or IRA, or to assist you with your own stock portfolio. While I will sometimes provide individual stock or mutual fund picks, the themes of the advice should be the primary take away and should enable you to answer the question.

Am I in the right investments for me?”